Explanation
Each major bureau (D&B, Experian Business, Equifax Business) maintains its own file with its own data sources and scoring models.
A file is considered 'established' when it has verified identity, basic firmographic data, and at least 2–4 reporting trade experiences.
Examples
- •Verified business name, address, phone, NAICS
- •Reporting trade lines
- •Public records (UCC filings, judgments, liens)
- •Score(s)
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