Explanation
The FCRA gives consumers the right to access their credit file, dispute inaccurate information, and require investigation by both the bureau and the data furnisher.
Consumers can also limit access to their report, place fraud alerts and freezes, and seek damages for willful or negligent violations.
Examples
- •Right to access the report
- •Right to dispute inaccuracies
- •Right to fraud alerts and freezes
- •Right to sue for violations
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