Aggregated 2025 cohort · Multi-state · 12 months observed
12-Month Member Cohort Retained at 88% — Industry Average ~31%
Visible monthly progress, AI roadmap updates, and ongoing dispute work drive industry-leading retention.
12-month retention
~31% (industry)88% (CCR)
Avg cohort score gain
N/A+138 pts
Challenge
Credit-repair industry retention averages ~31% at 6 months. Most members quit before results compound.
Approach
- 01Monthly Optimization Score updates kept progress visible.
- 02AI roadmap updates kept members engaged.
- 03Tri-bureau monthly pulls ensured ongoing dispute opportunities.
Outcome
88% of the 2025 12-month cohort still active at month 12. Average score gain 138 points.
FAQs
Why does retention matter?
Credit and funding outcomes compound over 9-18 months. Retention is the precondition to results.
Get the same outcome
Run a free assessment and see your own roadmap.
Members get tri-bureau credit analysis, a personalized roadmap, business credit setup, and funding readiness scoring inside one AI-powered command center.