DTC home goods brand, $480K/yr revenue · New York, NY · 4 months
New York E-Comm Brand Stacked $90K Across Amazon Lending and Shopify Capital
Combined platform capital (Amazon Lending, Shopify Capital) with a small bank LOC for a low-cost $90K stack.
Available capital
$0$90,000
Challenge
Founder needed inventory financing for Q4 but didn't qualify for SBA on TIB grounds.
Approach
- 01Pre-qualified for Amazon Lending and Shopify Capital based on platform sales history.
- 02Added $25K bank LOC to cover non-platform expenses.
- 03Sequenced draws to keep platform repayment from compressing operating cash.
Outcome
$90K stack secured at blended ~14% cost. Q4 revenue exceeded prior year by 184%.
FAQs
Does Amazon Lending hurt my business credit?
Amazon Lending does not typically report to commercial bureaus, so the line builds neither positive nor negative business credit history.
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