DTC apparel brand, $32K/mo revenue · Tampa, FL · 7 months
Tampa Shopify Brand Built Business Credit From Scratch in 7 Months
Followed the CloudsCreditRepair™ stack sequence from $0 to $58K in Tier 1-3 limits while keeping owner credit untouched.
Business credit limits
$0$58,000
Owner personal FICO
692725
Challenge
Owner wanted to keep personal credit pristine for an upcoming home purchase. Needed to move all advertising and inventory spend onto the business.
Approach
- 01Compliance + D-U-N-S setup in month 1.
- 02Six Tier 1 net-30 accounts opened and paid early through month 3.
- 03Tier 2 store accounts opened months 4-5 (Amazon Business, Home Depot Commercial).
- 04Tier 3 Capital One Spark and Ramp opened months 6-7.
Outcome
$58,000 in business credit. Owner's personal FICO climbed 33 points from utilization relief; home purchase closed 9 months later.
FAQs
How long until a new business can get real credit?
Most members hit usable business credit ($20K+ in limits) within 4-7 months with disciplined execution.
Get the same outcome
Run a free assessment and see your own roadmap.
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